November 20, 2001 NEWS RELEASE

VMF CAPITAL CONTRIBUTES TO PRESCHOOL FUND

The Citizens Scholarship Foundation of BGM (a Dollars for Scholars Chapter) received $500.00, which was designated for the preschool fund, from VMF Capital in Des Moines, Iowa.

VMF Capital is the largest independently owned registered investment advisor in Iowa with employees and offices in Cedar Rapids, Des Moines, Chicago, Sausalito and Orlando. VMF Capital focuses exclusively on investment management and the servicing of institutional and high net worth client relationships.

VMF Capital currently manages the investments for the CSF of BGM, and VMF Capital is a big believer in the Citizens Scholarship Foundation. They feel that it is an excellent cause to support the education in Iowa and defiantly want to be involved with that investment.

The foundation is grateful to VMF for their continued support of the education process. Education is a gift for a lifetime.

Anyone or organization wishing to make a contribution to the foundation, please contact J. C. Miller, member at large for the board of trustees, or any other board member. You can also write to Box 469, Brooklyn, IA 52211.

Saying for the week: Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all. - Dale Carnegie